Your credit report plays a significant role in determining your eligibility for car finance and can impact the terms and conditions of your loan. Lenders use your credit report to assess your creditworthiness and evaluate the level of risk involved in lending a vehicle to you. Here’s how your credit report can affect your...
When it comes to driving, safety is paramount. That’s why it’s important for drivers to disclose any health issues that could affect their ability to drive safely. There are certain health conditions that drivers are legally required to report to the DVLA (Driver and Vehicle Licensing Agency). In this quick quide, we’ll explore what health...
In the UK, car tax, officially known as Vehicle Excise Duty (VED), is a tax levied by the vehicle licensing agency on most vehicles that are used or parked on public roads. The amount of vehicle tax that you pay depends on several factors, including the type of vehicle, its CO2 emissions, and the fuel...
Thinking of buying an electric car? Here are some of the key things to think about: Driving habits Electric cars typically have a shorter range than petrol or diesel cars, so it’s important to think about how far you typically drive each day and whether an electric car would be suitable for your needs. If...
The Financial Conduct Authority has introduced a new set of rules aimed at enhancing consumer protection in the financial services industry. The new rules, known as the FCA Consumer Duty, will require firms to prioritize the interests of their customers and treat them fairly throughout their entire journey with the company. The FCA Consumer Duty...
When you are in the market for a new car, you may not have the cash to buy one outright. That is where car finance comes in. It’s a popular way for drivers to get behind the wheel of a new or used car without having to pay the full amount upfront. But when you...
There are several ways to save money on your car during the cost of living crisis. The average cost of car ownership The average cost of car ownership in the UK can vary depending on a number of factors such as the type of car, the age of the car, the cost of...
If you are a car owner and looking to free up some funds, refinancing your car might be an option worth considering. Refinancing your car can provide you with the opportunity to release equity, refinance a balloon payment or use the equity for other uses. It could also help to lower your interest rate,...
Choosing the right car finance option can depend on several factors, such as your budget, credit score, lifestyle, and personal preferences such as buying a new or used car. Here are some key steps to help you choose the right car finance for you. Determine your budget: Determining your budget for car finance...
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Registered in England and Wales 11389898.
Liber Financial is a trading style of Vantage Logistics Ltd who is authorised and regulated by the Financial Conduct Authority (FRN: 844117). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance or hire provider if you decide to enter into an agreement with them. The nature of this commission is as follows: we receive a commission based on a percentage of the total amount of finance taken by the customer. You can request for us to disclose the amount of any commission received. The commission received does not affect the amount you will pay under your finance agreement. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.