When it comes to buying a new car, the average person is absolutely spoilt for choice. There are luxury and prestige vehicles from some of the most celebrated car manufacturers around the world like Land Rover, Bentley, BMW, Mercedes-Benz and Aston Martin. Added to this, do you choose an SUV, Sports or Coupe? No matter...
Buying the car of your dreams at an auction may seem a bit daunting at first but then again, it’s also a brilliant way of finding a real bargain, which may otherwise not be accessible through traditional channels. This nifty little guide we’ve put together covers some of the basic aspects of what goes on...
Automotive fraud constitutes a significant concern within the United Kingdom’s commercial landscape. From distressing experiences in the second-hand car market to questionable transactions at auto repair facilities, grievances related to deceptive practices in the automotive sector are frequently reported. However, equipping oneself with the ability to discern potentially dubious deals and understanding the appropriate recourse...
Want to know about interest rates and car financing. Find out here… What are interest rates and APRs in car financing? APR (annual percentage rate) in car financing is a very important factor to consider when buying any vehicle through a car financing scheme. The APR is the interest rate you pay when making...
In the market to buy a new car? Like something but now sure how to pay for it? This is where guarantor car finance comes in. What is Guarantor Car Finance and how does it work? Guarantor car finance or guarantor car loan is a kind of borrowing which may be ideal if you’re...
If you are looking at securing finance for your new car purchase, this article will help you prepare all the necessary paperwork for your application, making the entire process quicker and easier. Purchasing a car is an exciting endeavour, but for many people, securing car finance is an essential step towards making this dream...
Being refused car finance can be disheartening, but it’s crucial to understand the reasons behind the refusal. Investigating the factors that led to the rejection can provide valuable insights and help you take the necessary steps to improve your chances in the future. In this article, we will outline a step-by-step guide on how to...
When it comes to driving, safety is paramount. That’s why it’s important for drivers to disclose any health issues that could affect their ability to drive safely. There are certain health conditions that drivers are legally required to report to the DVLA (Driver and Vehicle Licensing Agency). In this quick quide, we’ll explore what health...
In the UK, car tax, officially known as Vehicle Excise Duty (VED), is a tax levied by the vehicle licensing agency on most vehicles that are used or parked on public roads. The amount of vehicle tax that you pay depends on several factors, including the type of vehicle, its CO2 emissions, and the fuel...
The Financial Conduct Authority has introduced a new set of rules aimed at enhancing consumer protection in the financial services industry. The new rules, known as the FCA Consumer Duty, will require firms to prioritize the interests of their customers and treat them fairly throughout their entire journey with the company. The FCA Consumer Duty...
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Registered in England and Wales 11389898.
Liber Financial is a trading style of Vantage Logistics Ltd who is authorised and regulated by the Financial Conduct Authority (FRN: 844117). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance or hire provider if you decide to enter into an agreement with them. The nature of this commission is as follows: we receive a commission based on a percentage of the total amount of finance taken by the customer. You can request for us to disclose the amount of any commission received. The commission received does not affect the amount you will pay under your finance agreement. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.